FrankCrum, often searched as Frank Crum, is a privately owned professional employer organization headquartered in Clearwater, Florida. It was founded in 1981 by Frank W. Crum, Jr. and his father, Frank Crum, Sr., and remains family-led. The company provides payroll and tax processing, HR management, employee benefits administration, workers' compensation coverage and 401(k) plans to small and mid-sized US businesses under a co-employment arrangement. This page describes what the company is and how its model works, based on the company's own published pages; it is a factual profile, not a recommendation.
What FrankCrum is
FrankCrum is a professional employer organization, a US product in which the PEO co-employs a client's workforce and takes over back-office employment administration while the client keeps running the business. The company states it has operated since 1981, serves over 4,700 businesses, and reports a client retention rate of 93%. Its stated target markets are growing businesses in construction, skilled trades, professional services, medical offices and franchises. It is one of roughly 500 PEOs operating in the United States according to NAPEO, the industry association, which also reports that more than 200,000 businesses use PEO services.
The three operating companies
The FrankCrum enterprise is structured as three related businesses. FrankCrum PEO is the co-employment business: payroll processing and tax filings, HR management and compliance support, benefits administration and risk management. Frank Winston Crum Insurance is an AM Best-rated carrier writing workers' compensation and commercial coverage, which lets the group underwrite the workers' comp element of its PEO offering in-house rather than brokering it. FrankCrum Staffing provides temporary, contract and direct-hire placement, concentrated in the Tampa Bay region. Clients interact with the PEO through the MyFrankCrum HRIS platform.
How the co-employment model works
Under a PEO agreement the client company continues to direct its employees' day-to-day work while the PEO becomes the employer for defined administrative purposes: it runs payroll, files employment taxes under its structure, administers benefits plans and provides workers' compensation coverage. The client pays wages plus a service fee. This is different from an employer of record abroad, where the vendor is the sole legal employer because the client has no local entity; a US PEO requires the client to be an established employer first. NAPEO reports that 14% of US employers with 20 to 499 employees use a PEO.
Pricing shape and what to verify
FrankCrum does not publish prices; its site describes a pricing model section and directs prospects to request a quote, which is common for PEOs since quotes depend on headcount, payroll size, state, industry risk profile and benefits selections. When evaluating any PEO quote, ask for the administrative fee separated from pass-through costs such as benefits premiums and state unemployment taxes, confirm what happens to workers' comp rates at renewal, and check certifications independently: the IRS runs a voluntary certification program for PEOs, and accreditation bodies exist for financial assurance. Verify current claims on the company's own pages; this profile reflects what those pages stated when read.
Questions people ask about frank crum
What does FrankCrum do?
It is a professional employer organization that provides payroll and tax processing, HR management, benefits administration, workers' compensation and 401(k) plans to small and mid-sized US businesses through co-employment, alongside a related insurance carrier and a staffing business.
Who owns FrankCrum?
It is privately owned and family-led. It was founded in 1981 by Frank W. Crum, Jr. and Frank Crum, Sr., and current leadership includes Frank W. Crum, Jr. as founder and CEO with Matt Crum and Haley Crum as co-presidents of the PEO.
Is FrankCrum an employer of record for international hiring?
No. FrankCrum is a US PEO serving businesses across the United States. An international employer of record is a different product in which the vendor is the sole legal employer in a country where you have no entity.
How much does FrankCrum cost?
The company does not publish pricing; it quotes per client. PEO pricing is generally either a flat per-employee monthly fee or a share of payroll, so ask for the administrative fee itemised separately from pass-through costs when comparing a quote against other vendors.